Obamacare and retirees

When I retired at age 62, my employer’s retiree plan was too expensive.  I’ve been going without, hoping to make it until 65 when I’ll get Medicare.  With all of the talk about Obamacare, I started wondering if any changes … Continue reading

Obamacare and union plan

Will all members of the Motion Picture Industry Union be able to buy health insurance through Obamacare if they do not have enough hours? Tending Bar Between Takes Dear Tending Bar Between Takes, The union is not itself an employer … Continue reading

Emergency room cannot refuse you

Can a hospital refuse to remove a bug from my ear just because I have no health insurance? Uninsured and Bugged Dear Uninsured and Bugged, A hospital cannot turn you away from the emergency room, without first determining what is wrong … Continue reading

Obamacare: full-timers can turn down health insurance but . . . .

Can an employee forfeit their medical benefits to get more than 30 hours per week?  I need the income more than I need the insurance, but how can I get one without the other? Trading Off in Massachusetts Dear Trading … Continue reading

Obamacare and seasonal unemployment

My son has a seasonal job and is unemployed for the winter every year.  He will not be able to afford health insurance while he is not working.  Are there any special rules for people who are unemployed or do … Continue reading