Is hysterectomy a pre-existing condition?

I had a hysterectomy last year, and then lost my health insurance when I lost my job.  I’m finally getting a new job with health insurance.  Will my new plan consider my hysterectomy a pre-existing condition?

 Feeling Better, Wondering More

Dear Feeling Better, Wondering More,

It takes two ingredients to make a “pre-existing condition”:

1)      You had treatment for it in the six months before you join a new plan.

2)      You were uninsured for at least 63 days before you join a new plan.

With both of those ingredients, your new plan could refuse to pay for care that is related to your hysterectomy for 12 months.  Any other care – even care from your gynecologist – would be covered.  Unless something went awry with your hysterectomy, you probably won’t be needing care related to it.

Take this worry off your mind and enjoy your new job!

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Linda Riddell

About Linda Riddell

A published author and health policy analyst with 25 years’ experience, Linda Riddell's goal is to alleviate the widespread ailment of not knowing what your health plan can do for you.