Using FSA funds for Medicare premiums

I retired in September and had $300 left in my Flexible Spending Account.  I just got a notice saying that I should submit more bills to get what’s left.  I don’t have any medical bills, but I have been paying for my Medicare insurance – the hospital part and the drug card.  Will the FSA pay for these?

New Retiree

Dear New Retiree,

Yes, you can pay your Medicare Part B or Part D premiums using funds from your Flexible Spending Account (FSA).   Yours is an unusual situation.  Most people who have an FSA would not need Medicare Part B and Part D, since the employer plan covers hospital services and prescription drugs. Nevertheless, it is an allowable expense.  See IRS Publication 502 for a complete list of expenses that an FSA can pay.

So send in your premium notices to your FSA and get the rest of your FSA funds!