I took my kids to the doctor’s office for their flu shots. They told me that the flu shots were covered because of Obamacare, but I still owed the $25 co-pay. Is that allowed?
Dear Feeling Gipped,
The Obamacare preventive services that have no co-pay are specific tests and treatments. It does not include, strangely enough, well child visits themselves. Your plan might have incentives and waived co-pays for well child visits, and preventive services not on the Obamacare list.
In your case, you would have saved money by taking your children to a pharmacy that offers flu shots or a flu shot clinic. In many states, pharmacies are licensed to give shots; they can very easily send the record to your doctor’s office.