Pre-existing conditions covered no matter where you buy the plan

If you buy a health insurance plan directly from the insurance company rather than through the state insurance exchange, are you still covered for pre-existing conditions as per the Affordable Care Act? Considering Options Dear Considering Options, Where you buy your health insurance plan does not matter, as long as you are buying a “qualified […]

Uninsured in the U.S. – options to consider

What does it feel like to be uninsured in the United States? Wondering Dear Wondering, ome uninsured people barely notice that they do not have health insurance. They do not worry about needing medical care, or they figure that some government program, or a payment plan with the doctor or hospital will work out. Uninsured […]