All posts by Linda Riddell

Linda Riddell

About Linda Riddell

A published author and health policy analyst with 25 years’ experience, Linda Riddell's goal is to alleviate the widespread ailment of not knowing what your health plan can do for you.

Obamacare: household income for four, health insurance for one

Does whole house income apply when only one person needs health insurance? Family: Four, Uninsured: One Dear Family Four, Household income includes money that you and your spouse earn, or receive (certain non-taxable income counts too; see the Modified Adjusted Gross Income definition).  It would not include money that your dependent children earn at their […]

Affordable Care Act: comparing plan benefits for pregnancy

Which ACA plan is the most cost effective for the average pregnancy in 2015 for a 28-year-old?  Assuming the pregnancy cost was $30,000.  Between insurance premium and possible HSA savings, which plans should we choose to spend the least amount of money? Mama Shopper Dear Mama Shopper, If you are comparing plans offered on your […]

Flexible Spending Account: takes some planning

Is there any reason to set up a medical flexible spending account if I’m not perfectly sure of my expenses for the year and I don’t expect any major life/work event? Steady Dear Steady, You do not need to be perfectly sure about your expenses to set up an Flexible Spending Account (FSA).  You could, […]