All posts by Linda Riddell

Linda Riddell

About Linda Riddell

A published author and health policy analyst with 25 years’ experience, Linda Riddell's goal is to alleviate the widespread ailment of not knowing what your health plan can do for you.

Coverage for GI specialists in New York

What is the best health insurance plan for someone living in New York City, who has Irritable Bowel Syndrome and acid reflux?  I want to be able to see gastroenterologists when I need to have specialized procedures or tests done.  My main concern is that when a doctor recommends me to someone else there’s a […]

Obamacare: regular savings withdrawal is not income

I have two more questions concerning MAGI when calculating the cost for affordable care insurance. Will withdrawals from a Roth IRA or a Money Market account count as income? If either one doesn’t , would it be a good idea to start taking money out of my 403b  account and put it in a savings […]

Flu shot covered, office visit co-pay still charged?

I took my kids to the doctor’s office for their flu shots.  They told me that the flu shots were covered because of Obamacare, but I still owed the $25 co-pay.  Is that allowed? Feeling Gipped Dear Feeling Gipped, It is allowed, however if the only purpose of the visit was the flu shot, the […]

Obamacare: alternative medicine is “covered”

Why hasn’t anyone thought of a health insurance plan to cover alternative medicine?  An insurance that goes outside the current health system, a separate insurance for people looking for these complementary and alternative medicine treatments? Other Path Seeker Dear Other Path Seeker, Your current health insurance may cover it already.  The Affordable Care Act (“Obamacare”) […]

Extra lab tests likely to be covered, after deductible

Do insurance companies cover the cost of more accurate tests, such as ultrasound or blood tests, if a patient can provide evidence that he/she has one or more cancer marker genes? Informed Patient Dear Informed Patient, The insurer will pay for medically necessary tests.  So, if the doctor believes that the ultrasound or blood test […]