Category Archives: Elders

Obamacare: regular savings withdrawal is not income

I have two more questions concerning MAGI when calculating the cost for affordable care insurance. Will withdrawals from a Roth IRA or a Money Market account count as income? If either one doesn’t , would it be a good idea to start taking money out of my 403b  account and put it in a savings […]

Medicare covers wheelchairs; you pay 20%

What is it like to have Medicare as your primary insurance, in particular for durable medical equipment, such as prostheses or wheelchairs? Shifting Forward Dear Shifting Forward, Medicare Part B does cover durable medical equipment, including prostheses and wheelchairs.  See’s list.  “Part B” is Medicare’s coverage for physician services and other out-of-hospital items.  It […]

Health plan for non-citizens available “off exchange”

Interested in understanding if non US citizens (above 60 years old) can buy health insurance in the US; if so, what are the options & where to find these plans. Foreigner Dear Foreigner, You can buy insurance directly from a carrier, as a non-citizen.  You cannot go to the insurance exchange, since that is available […]