Category Archives: Elders

Affordable Care Act: after retirement, when to go to the exchange

I am a 63 year old female and live in Indiana.  If my husband retires from employment on August 1,2014 and employer health Insurance is given for 18 weeks, when will I be able to apply to the marketplace for insurance for coverage?  Would I apply for December 1,2014 for myself only? He has VA […]

Obamacare: subsidies offered under 400% of Federal Poverty

In order to qualify for any subsidies, what is the maximum adjustable income amount for 64 year old divorced woman? Indiana Gal Dear Indiana Gal, You would qualify for subsidies from the exchange if your Modified Adjusted Gross Income is less than 400% of Federal Poverty.  For a household of one person, that would be […]

Obamacare: options for 75-year-old not on Medicare

What are health insurance options for a 75-year-old woman who is not currently eligible for Medicare? Still Spry Dear Still Spry, Your options depend in part on your income and where you live.  If your income from Social Security and other retirement sources is more than $15,282 a year, then you can qualify for government […]

Health insurance subsidies: how to count people for income, benefit plan

I am currently working and my family health insurance is covered through my employer (large over 5000 workers).  I am considering retiring this next year.  I am eligible for Medicare but my wife is not, nor is our 13 year old adopted daughter.  My question is this:  When using the cost estimators they want to […]