Category Archives: Employer-sponsored plans

Obamacare: regular savings withdrawal is not income

I have two more questions concerning MAGI when calculating the cost for affordable care insurance. Will withdrawals from a Roth IRA or a Money Market account count as income? If either one doesn’t , would it be a good idea to start taking money out of my 403b  account and put it in a savings […]

Obamacare and wellness programs

Would anyone — insurers, employers, government — be interested in software that calculates monetary reimbursement based upon patients meeting certain health goals?   Safeway very publicly (2005) started reimbursing employees’ premiums based on health indicators. They encouraged healthier habits and exercise. Would other, perhaps smaller, companies or organizations be interested in this same model, made cheaper […]

Flexible Spending Account: takes some planning

Is there any reason to set up a medical flexible spending account if I’m not perfectly sure of my expenses for the year and I don’t expect any major life/work event? Steady Dear Steady, You do not need to be perfectly sure about your expenses to set up an Flexible Spending Account (FSA).  You could, […]