Category Archives: Health Reform/ Affordable Care Act

Obamacare: regular savings withdrawal is not income

I have two more questions concerning MAGI when calculating the cost for affordable care insurance. Will withdrawals from a Roth IRA or a Money Market account count as income? If either one doesn’t , would it be a good idea to start taking money out of my 403b  account and put it in a savings […]

Flu shot covered, office visit co-pay still charged?

I took my kids to the doctor’s office for their flu shots.  They told me that the flu shots were covered because of Obamacare, but I still owed the $25 co-pay.  Is that allowed? Feeling Gipped Dear Feeling Gipped, It is allowed, however if the only purpose of the visit was the flu shot, the […]

Obamacare: alternative medicine is “covered”

Why hasn’t anyone thought of a health insurance plan to cover alternative medicine?  An insurance that goes outside the current health system, a separate insurance for people looking for these complementary and alternative medicine treatments? Other Path Seeker Dear Other Path Seeker, Your current health insurance may cover it already.  The Affordable Care Act (“Obamacare”) […]

Obamacare and wellness programs

Would anyone — insurers, employers, government — be interested in software that calculates monetary reimbursement based upon patients meeting certain health goals?   Safeway very publicly (2005) started reimbursing employees’ premiums based on health indicators. They encouraged healthier habits and exercise. Would other, perhaps smaller, companies or organizations be interested in this same model, made cheaper […]

Obamacare: subsidies are not taxed as income

I am 58 and my daughter is 11.  I am so confused.My daughter and I receive Social Security Survivors Benefits.For 2014 our income should be $31,008 from Social Security and I have income from Dividends that should be below $2,000.Our total income should be $33,008.I did apply for Health insurance through the Market Place.It was […]