My 30-year-old daughter’s current health insurance plan will only cover the first $2,000 of her drug costs. She gets a monthly shot for Rheumatoid Arthritis and takes an anti-depressant. What can she do? Wasn’t health reform was supposed to prevent … Continue reading
My daughter is pregnant and getting Medicaid coverage for her pre-natal care. She will be moving to Ohio to be with the baby’s father. Does she have to live in Ohio for a certain length of time before she can … Continue reading
Will the unemployed be required to buy health insurance and be penalized if they don’t? I work seasonally for a small farm, and collect unemployment in the off-season. Partly Unemployed Dear Partly Unemployed, First, you should look into whether your … Continue reading
I know that you can keep your kids on your health policy until they turn 26, but what about older kids? Someday, my son will finish his degree. In the meantime, he is 28 years old and a full-time student. … Continue reading
Is it legal for an employer to pay people not to take health insurance? One of my co-workers who does exactly the same job as I do gets more in her paycheck, because she is not on the health plan. … Continue reading
My wife has a history of cancer in her family and a doctor told her she has a 90% chance of getting it. She is 32 and we live in New Jersey. My question is can she be turned down … Continue reading
I’m 51 years old and buy my own health insurance. I’m horrified that Obama won re-election, and that the Supreme Court didn’t strike down Obamacare. How will it affect my plan and how much I pay? Expecting the Worst Dear … Continue reading
How many hours do you have to work so that your employer has to offer you health insurance? When will that employer mandate go into effect? Looking Ahead Dear Looking Ahead, Starting January 1, 2014, if you work 30 hours … Continue reading
I am uninsured with a pre-existing condition called AVM. It’s a congenital condition that gets worse over the years. I just learned that I need surgery, but first need to go through the pre-op stuff such as MRI’s with contrast, … Continue reading
How does a person without medical insurance get help for spinal stenosis? I’m still able to work at my part-time job, and have been told that I do not need surgery – at least not yet. I do not have … Continue reading
