Category Archives: Individual

Obamacare: husband turns 65, leaving wife on exchange plan

My husband and I are currently purchasing a plan through the Individual Marketplace. My husband turns 65 next month, and I turn 61 next month. Will I be able to keep our current plan with subsidies while my husband enrolls in Medicare? What are our options? Sofia in California Dear Sofia, When your husband enrolls […]

Affordable Care Act: COBRA on offer, can still go to exchange

I just lost my health insurance through my employer, who is now offering me COBRA.  Does this disqualify me for subsidies through the insurance marketplace? In Limbo Dear In Limbo, You will still qualify for subsidized health insurance from the exchange, while your COBRA offer is still on the table (i.e. for the 18 months).  […]

Affordable Care Act: after retirement, when to go to the exchange

I am a 63 year old female and live in Indiana.  If my husband retires from employment on August 1,2014 and employer health Insurance is given for 18 weeks, when will I be able to apply to the marketplace for insurance for coverage?  Would I apply for December 1,2014 for myself only? He has VA […]

Health Savings Account plans: not a bargain?

I’ve looked at Health Savings Account plans, and they seem to come with higher premiums than I would have expected.  Shouldn’t these plans be really cheap, since they have such a high deductible? Penny Watcher Dear Penny Watcher, The Health Savings Account should, in theory anyway, have lower premiums.  The HSA plan should definitely cost […]

Obamacare: obese adults get special services

Obamacare/Affordable Care Act has a provision to allow obese individuals extra paid visits to providers to help them lose weight.  What providers other than General Practice doctors will be allowed to give these services? Getting Slimmer Dear Getting Slimmer, The service you describe is for adults age 18 or older whose BMI or waist circumference […]

Obamacare: domestic partner can go to exchange, but no subsidies

  I’m 51, live in Nevada, and am currently covered through my partners insurance under the domestic partner benefits. The cost for covering me is very expensive. Since we are not married am I still able to secure Obamacare for myself even if I am able to receive domestic partner benefits through my partner? I […]