Tag Archives: comparing health plans

Obamacare: old plan ending, what to do now

I have health insurance already through the company I work for but I can’t afford the deductible. I have had some issues with the hospital telling me I need to pay $2,500.00 since I have a $2,000.00 deductible and can’t afford it. It seems my insurance don’t cover much of anything to be honest so […]

Have Medicaid and private plan — who pays what

When a child has health insurance (from Dad’s work) and also Medicaid, which one pays for what?  Last month, my daughter’s dad showed up with an ID card for her.  She still has Medicaid.  What do I do?  Double Insured Daughter Dear Double Insured Daughter,  You only need to give both ID cards to the […]

Obamacare: COBRA and exchange plans are open options

I just ended my job and got the COBRA notice.  Do I have to take the COBRA plan or can I go to the exchange to get something cheaper?  I heard something about having a group plan means you are not allowed to go to the exchange.  So if the COBRA plan counts, I’m stuck […]

Obamacare: plan cost tripled, how to maximize Medicare benefit

I have scleroderma. I’ve been on Medicare about six years now, and also have another health plan.   I kept the other health plan because Medicare would not pay for the drug I need for my scleroderma.  I take Viagra which keeps blood flowing to my extremities do I don’t lose them! My health plan was […]

Obamacare: Employer’s plan for family too expensive

My husband and I have six children.  Our household income is around $37,000.  My job offers health insurance, but it would cost almost a third of my pay to cover our family.  I cannot afford to do that, for obvious reasons.  I then found out that we cannot get any help to buy health insurance, […]

Affordable Care Act: How to find good info about options

“I am a self-employed person. How can I make the most informed decision about medical insurance policies?  Are there any no-bullshit resources I can use to educate myself?” Just The Facts Ma’am  Dear Just The Facts Ma’am, In theory, the exchanges should be showing you apples-to-apples comparisons of the various plan options. There is a […]