Tag Archives: comparing health plans

Who is watching the bills?

Whose responsibility is it to monitor accurate procedure coding for a patient’s billing and account? Can the patient reasonably be expected to audit and enforce correct coding?  Is there a source of transparent codes/procedures (along with what is covered by an individual’s policy) that consumers can access? Watchful Wonderer Dear Watchful Wonderer, The patient cannot […]

Obamacare: on the edge between private plan and Medicaid

I live in California, am single, and have no children.  I can only find part-time work, and make about $13,000 a year.  Someone told me that if I could get my income higher, I could get regular health insurance instead of being put on Medicaid.  Regular insurance sounds a lot better.  I hear that almost […]

Obamacare: old plan ending, what to do now

I have health insurance already through the company I work for but I can’t afford the deductible. I have had some issues with the hospital telling me I need to pay $2,500.00 since I have a $2,000.00 deductible and can’t afford it. It seems my insurance don’t cover much of anything to be honest so […]

Have Medicaid and private plan — who pays what

When a child has health insurance (from Dad’s work) and also Medicaid, which one pays for what?  Last month, my daughter’s dad showed up with an ID card for her.  She still has Medicaid.  What do I do?  Double Insured Daughter Dear Double Insured Daughter,  You only need to give both ID cards to the […]

Obamacare: COBRA and exchange plans are open options

I just ended my job and got the COBRA notice.  Do I have to take the COBRA plan or can I go to the exchange to get something cheaper?  I heard something about having a group plan means you are not allowed to go to the exchange.  So if the COBRA plan counts, I’m stuck […]

Obamacare: plan cost tripled, how to maximize Medicare benefit

I have scleroderma. I’ve been on Medicare about six years now, and also have another health plan.   I kept the other health plan because Medicare would not pay for the drug I need for my scleroderma.  I take Viagra which keeps blood flowing to my extremities do I don’t lose them! My health plan was […]