Tag Archives: going without health insurance

Obamacare: married, but buying single coverage

I am 56 years old, married, and live in North Carolina.  Can I get my own health insurance or do I have to get health insurance with my husband?  Independent Wife Dear Independent Wife, Yes, you can get your health insurance separate from your husband.  There are many situations where this happens: one spouse is […]

Obamacare: Act now before open enrollment ends

I receive SS benefits due to disability in the amount of $28,800 a year. My wife does not work. Will we be eligible for a subsidy for her insurance? Dead Stick in Texas Dear Dead Stick, Yes, she will be able to get a subsidy for her health insurance as long as she does not […]

Obamacare: Canadian plan “counts” but not for long

We got married in 2012. My wife still has legal resident status in Canada which entitles her to free medical care. She just started a part time job where she does not earn a lot of money. I am making about $60,000 a year. We have many expenses and financial obligations. I cannot afford another […]

Obamacare: it’s still legal to have no health insurance

When will it be illegal to have no health insurance?  Legal Beagle Dear Legal Beagle, Never.  It will always be legal to go uninsured, but starting January 1, 2014, some people who go without health insurance will have to pay a tax penalty. In order to be hit with the penalty, you must Be a […]

Coverage for mentally ill 21-year-old

My stepson is 21 years old.  He is unemployed and has schizoid-affective disorder.  His mother told him that his father (my husband) is required to put him on health insurance or pay the penalty.  I told him that we can put him on our insurance because he is under 26 but it would be wiser […]

Obamacare: not all plans meet the standards, may be cheaper

Suppose my wife and I are both 40 years old and in good health. We want to buy a catastrophic health insurance plan, and we are willing to pay the penalty for not following the ObamaCare individual mandate. Is there a plan available? Wants Reasonable Insurance Dear Wants Reasonable Insurance,  Whether a “non-qualified” health plan […]

Obamacare: Choosing a plan as an organ transplant patient

Hello from Texas! What would be the best insurances to get as an organ transplant post-patient? I am considering either Blue Shield/Blue Cross or Aetna under PPO category (not HMO). Your input would be much appreciated! Lone Star State Survivor Dear Lone Star State Survivor, Because of health reform, you will find that plans are […]