Tag Archives: health reform

Pre-existing conditions covered no matter where you buy the plan

If you buy a health insurance plan directly from the insurance company rather than through the state insurance exchange, are you still covered for pre-existing conditions as per the Affordable Care Act? Considering Options Dear Considering Options, Where you buy your health insurance plan does not matter, as long as you are buying a “qualified […]

Uninsured in the U.S. – options to consider

What does it feel like to be uninsured in the United States? Wondering Dear Wondering, ome uninsured people barely notice that they do not have health insurance. They do not worry about needing medical care, or they figure that some government program, or a payment plan with the doctor or hospital will work out. Uninsured […]

Coverage for GI specialists in New York

What is the best health insurance plan for someone living in New York City, who has Irritable Bowel Syndrome and acid reflux?  I want to be able to see gastroenterologists when I need to have specialized procedures or tests done.  My main concern is that when a doctor recommends me to someone else there’s a […]

Obamacare: regular savings withdrawal is not income

I have two more questions concerning MAGI when calculating the cost for affordable care insurance. Will withdrawals from a Roth IRA or a Money Market account count as income? If either one doesn’t , would it be a good idea to start taking money out of my 403b  account and put it in a savings […]