Tag Archives: health reform

Kids away at college need new health plan

I have employer sponsored health insurance, family plan. The only plan offered is an HMO. I have two children ages 18 and 20 both residing outside of the state of Connecticut (where I live and work), full-time students at college. This health plan will not cover anything outside of the state of Connecticut unless it […]

Obamacare: subsidies based upon household income

Does household composition — or number of insureds — reduce the premium amounts of the adults in the household in Obamacare? Skeptic Dear Skeptic, It’s a bit of both. First, let’s straighten out a few concepts and terms.  Premiums are the amount that the insurer charges for the plan.  This may be different from what […]

ACA — good for moms and families? It depends

Is the Affordable Care Act good for moms and families? Bottom Line Gal Dear Bottom Line Gal, It depends upon a lot of factors, whether the ACA is good for a particular mother and her children.  And it depends upon what you mean by “good”. A mother whose job does not offer health insurance would […]

Company cannot buy workers exchange plans with pre-tax dollars

Why does the IRS not want businesses to subsidize their employees’ individual health plans with pre-tax earnings?  This seems to not make sense, as it is completely fine for an individual to deduct premiums from their earnings, as long as it’s for an individual plan. So:I buy my own insurance using money that I will […]