Tag Archives: Medicaid

Affordable Care Act: how your income affects your plan options

How does one’s social economic status affect one’s health insurance options in the United States? Curious Dear Curious, With health reform (also known as Obamacare, or the Affordable Care Act), a person’s income affects how much he pays for his own health insurance.  The person is still free to choose a plan that suits him, […]

Affordable Care Act: best plan depends on age, income, health

What is the best insurance option for someone who is self-employed and lives in Indiana? Salesman Dear Salesman, The best plan depends upon your age, your income, and your routine use of medical services.  First your age: if you are under age 30, you can choose a less expensive Catastrophic Plan.  This works well if […]

Unemployed, homeless – how to get mental health care

How can an unemployed and homeless young adult that is still under their parent’s health insurance get medical attention for mental health issues if they cannot pay for the doctor’s visit? Couch Surfer Dear Couch Surfer, Your parent’s health plan, if it meets health reform standards, covers mental health care.  Mental health and substance abuse […]

Affordable Care Act: when the individual mandate does not apply

I lost my job in January, got evicted from my apartment in February, and have been couch surfing ever since. With all of that going on, I have paid no attention to my health insurance. I couldn’t have afforded anything anyway. I’m hoping to get a job with benefits soon, but who knows how long […]

Obamacare: on the edge between private plan and Medicaid

I live in California, am single, and have no children.  I can only find part-time work, and make about $13,000 a year.  Someone told me that if I could get my income higher, I could get regular health insurance instead of being put on Medicaid.  Regular insurance sounds a lot better.  I hear that almost […]

Obamacare: have to sign up for plan before coverage starts

When doctors provide free health care to patients who cannot afford to pay and do not have insurance, should the healthcare provider require that the patient sign up for ACA insurance (or Medicare/Medicaid) within X days in lieu of a bill? Inquisitive in Indiana Dear Inquisitive in Indiana, Almost no health insurer will sell a […]