Tag Archives: subsidies

Kids away at college need new health plan

I have employer sponsored health insurance, family plan. The only plan offered is an HMO. I have two children ages 18 and 20 both residing outside of the state of Connecticut (where I live and work), full-time students at college. This health plan will not cover anything outside of the state of Connecticut unless it […]

Obamacare: subsidies based upon household income

Does household composition — or number of insureds — reduce the premium amounts of the adults in the household in Obamacare? Skeptic Dear Skeptic, It’s a bit of both. First, let’s straighten out a few concepts and terms.  Premiums are the amount that the insurer charges for the plan.  This may be different from what […]

ACA — good for moms and families? It depends

Is the Affordable Care Act good for moms and families? Bottom Line Gal Dear Bottom Line Gal, It depends upon a lot of factors, whether the ACA is good for a particular mother and her children.  And it depends upon what you mean by “good”. A mother whose job does not offer health insurance would […]

Employer cannot buy exchange plan for workers

Is it legal for an employer to buy health insurance for one employee and not for everyone else?  I think the company owner is doing this for the star salesperson.  The rest of us get nothing. Miffed Dear Miffed, There are federal rules that require an employer to treat all employees who are similar (i.e. […]

Advice on health insurance options – go to a broker

I need some advice on health insurance. I am trying to find good health coverage, company and deductibles, copays and all I get is confused on understanding it.  I must find a good plan for two adults and one five year old. Seeker Dear Seeker, There are plenty of sources of information about your health […]